samaH vegaaH DigiPIN crypto Genie CAMS PROLead rythm validator spansim dcoder ejar IMPS AEPS AEPS BharatQR NETC UPI BBPS NETC ekyc APBS

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Transaction Processors

Concerto’s core products for Transaction processing manage the areas of Reconciliation, Payment Gateway systems, Secure Authentication and Storage of sensitive data.

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SamaH

Automated Reconciliation Software solution for reconciliation of transactions done through major payment modes- ATM, POS, EComm, UPI, IMPS, VISA, Master Card, Electronic Journal (NCR, Diebold, Hyosung). SamaH enables 2 Way, 3 Way and 4 Way Reconciliation process of transactions in Single and Dual Messaging System.

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vegaaH

Secure and Hassle-free Payment Gateway service for Banks, Merchants and PSPs. VegaaH is highly adaptable to the dynamic Merchant/aggregator requirements and supports integration with all major card schemes. Switch to VegaaH for the most robust and secure payment gateway experience.

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DigiPIN

Explore a whole new world of customer authentication and transaction security with Concerto DigiPIN, powered by 3D Secure ACS, Green PIN and HSM-enabled OTP generation. The flexible architecture of DigiPIN ensures that minimal or no customizations are required at the existing channels.

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Crypto

The cutting-edge security solution from Concerto to securely store sensitive data in a vault. The application interfaces with Hardware security modules (HSM) to encrypt data. The encrypted data is stored in application vault.

Value Enhancers

Our value-added products handle areas including Validation of EFT testing scenarios, Digital Surveillance, Product Cross-sell, Transaction Simulators and EJ pulling among others.

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Genie

Our web-based application to edit ATM configuration files. The simple and hassle-free UI with the Screen preview at runtime adds on to the wholesome User experience.

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dCoder

dCoder is an application for sending alerts to the customers in the form of SMS and emails. The transaction output messages are decoded and sent in a language which can be easily interpreted by the customer.

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Validator

Our path-breaking EFT Switch Testing solution. Powered by Intuitive Root cause analysis and automated test validation, Validator speeds up test result validation tremendously.

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CAMS

CAMS+ is a powerful e-surveillance solution to manage infrastructure and security at thousands of business, commercial and ATM sites from a central location. It captures real-time events at sites, enables centralized control and helps improve operational excellence.

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eJar

Enable quicker and effective Dispute Management with our centralized EJ pulling solution eJar. The end-to-end automation of EJ data retrieval by eJAR ensures minimal operational costs.

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rhythm

Monitor your ATM performance 24/7 with Rhythm+. Rhythm+ has integrated Business Intelligence to enhance values and showcase key business functions.

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SpanSim

Transaction Simulator for Saudi Arabia Central Bank.

India Specific

Our product line has been designed keeping in mind the ever-dynamic challenging and evolving Payments domain. Our dedicated product development team is constantly innovating and revamping the products and product ideas to suit the new market requirements.

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IMPS

Instant payment inter-bank electronic fund transfer system.

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UPI

Secure and real time Payment Powered by Authentication.

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NETC

Simulates the issuer and Acquirer transaction scenarios of NPCI.

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BBPS

Anytime anywhere payment of bills.

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Tollpay

Our one-stop toll payment solution.

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ABPS

Aadhar card as key for electronic channelization of government benefits.

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eKyc

Verification of Customer Data through Aadhar Authentication.

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BharatQR

Digital and Secure Payment.