Concerto Software and Systems

Ultimus Card

Next-generation Card Management System (CMS) designed to simplify and secure the entire lifecycle of debit, prepaid, and virtual cards. Built for agility, compliance, and scale, it enables issuers to deliver seamless, digital-first card experiences.

Salient Features

- Full lifecycle control: issue - activate - block - replace - renew - Flexible prepaid programs: reloadable, gift, single-use, and salary disbursement - Multiple fund loading options: bank account, wallet, branch, and digital top-up - Smart limit profiles: daily, monthly, lifecycle-based, geo/MCC restrictions - Instant virtual card issuance: for secure online payments

Business Strategy

70%

Company Strength

93%